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融资问题研究外文资料

发布时间: 2021-06-13 01:23:22

Ⅰ 求《科技型中小企业融资问题分析》的英文文献,最好能多几片,或者告诉我怎么找,我不会找,

求《科技型中小企业融资问题分析》的英文文献,最好能多几片,或者告诉我怎么找,我不会找,

Ⅱ 急求有关中小企业融资问题的外文文献

提供一些有关中小企业融资问题的外文文献,供写作参考。

[1] Allen N Berger, Gregory F Udell. The Economics of Small Business Finance:The Role of Private Equity and Debt Markets in Financial Growth Cycle .Journal of Banking and Finance, 1998, (22) .
[2] Modigliani, F, and Miller, M. h. The cost of capital, corporate finance and the theory of investment .American Economic Review, 1958, (6) :261-297 .
[3] Mallick, R,&Chakrabotty, A. Credit gap in small business: Some New Evidence[J] .Working Paper from Econpapers. 2002, .
[4] OECD. A Framework for the Development and Financing of Dynamic Small and Medium Sized Enterprises in Turkey .2005,7, (7) .
[5] Peterson, M,Rajan, R.G. The Benefits of firmcreditor relationship: Evidence from small business data .Journal of Finance, 1994, (49) :3-37 .
[6] SBA. White Paper of Small Business Administration(1998-2000) .the US Government Printing Office, .
[7] Kane,E.J. Accelerating inflation,technological innovation,and the decreasing effectiveness of banking regulation .The Journal of Finance36,355-367. 1981, .
[8] Goss D. Small Business and Society .Routledge. 1991, .
[9] Samuelson L. Evolutionary Games and Equilibrium Selec-tion[M] .1997, .

Ⅲ 急求关于中小企业融资问题的英文文献

Small Business Loan 101
Essentials of Small Business Loan

From Naurys Marte, for About.com

As a small business owner, your most difficult task is finding the money to operate your business. Taking the necessary steps to prepare for a small business loan can minimize the difficulty. Learn what you need to know to clinch the loan deal.

Banks and other lending institutions cite risk factors as their main reason for turning down small business loan requests from startup businesses. Yet, you can still get a loan for your business by proper preparation.

Avoid the common error of thinking you can start with grants from the government and community agencies. It is even more unlikely than getting the money from your own savings, family, friends, or a bank.

The main requirements of attaining a small business loan are your personal credit history, business plan, experience, ecation, and feasibility of the business you are starting or expanding.

The most important task to obtain a small business loan is preparing a business plan. The business plan needs to show the lender that providing you with a small business loan is a low-risk proposition. Your business plan must answer the questions a lending institution would ask. These questions usually are:

How much money do you need?

If you are starting a business, this should be included at least in the start-up capital estimate. Accuracy is important, so request enough money to invest wisely.

What are you going to do with the money?

You will have to provide, in detail, the designated use of every dollar requested. A small business loan is often needed for: operations (new employees, marketing, etc.), assets (equipment, real estate, etc.), or to pay off business debts.

When will you repay the small business loan?

Explain in detail how this small business loan will serve as a stepping-stone for your business. You will need to convince the lender (with your financial statements and cash flow projections) that you are able to repay the loan through the expected long-term profitability of your business.

What will you do if you don't get the loan?

Let lenders know that rejection will not discourage you from starting or growing your business. You want to portray a confident and determined personality and you will try lender after lender until you receive the money you need to get your business moving.

As a small business owner, you will need a certain degree of fortitude. Be confident and proud of your venture. Let lenders know you are in control and know what's best for you and your business. Understand that lending institutions need to make loans. But if you don't get one, don't get discouraged. Ask the lender why you didn't get the small business loan. Learn from the answer, move on, and try other lenders.

The Women's Venture Fund is a resource for women in business who need money and training to expand their venture for New York or New Jersey businesses. To learn more about the Women's Venture Fund call 212-563-0499 or visit www.womensventurefund.org.
Small Business Loan Resources

Getting a Small Business LoanSmall Business Banking 101New Rules of Small Business Financing
Small Business Information Resources

Email Guide: Darrell ZahorskyArticles Reprint PermissionSubmit Articles to Small Business
Related Articles

* Getting A Small Business Loan - Making A Winning Business Loan Presentation
* How To Get A Small Business Loan
* Get a Business Loan - How to Apply for a Small Business Loan
* Before You Apply for a Business Loan
* Business Loans - Preparation for Application for Business Loans

Ⅳ 关于融资渠道或者融资对策的外文文献或书籍!

我可以帮你下载的

Ⅳ 求一篇中小企业融资问题的外文文献,外文全文+翻译中文(4000字左右),传到我邮箱 [email protected]

40分太少了咩!

Ⅵ 求一篇关于 民营企业融资问题研究 的外文论文文献 简短点更好 大约2000—3000字

外文文献有,翻译没有,翻译得靠你自己了,如果需要直接网络Hi中留言同时贴出问题的链接地址和邮箱地址即可,希望能满足你的需要,能帮到你,并请及时知道评价,多多给点悬赏分吧,急用的话请多选赏点分吧,这样更多的知友才会及时帮到你,我找到也是很花时间的,并请及时采纳

Ⅶ 融资英文文献

融资英文文献(6000字左右 ) 作者:Justin.Athur.winner。 Commercial Financing Solutions - Think Outside The Bank
July,2007 by Stephen Bush
Commercial financing borrowers are likely to feel that a traditional bank is their best source for business financing. However, because most traditional banks focus on a small number of established instries, non-traditional (non-bank) and non-local commercial lenders should be considered for most commercial financing situations. Therefore the recommended commercial financing strategy (as discussed in this article) is to Think Outside the Bank”.
There are several commercial financing situations in which commercial borrowers will frequently find that non-traditional commercial lenders are better positioned to provide terms that are more advantageous to the commercial borrower: (1) Business cash advance and credit card factoring programs; (2) commercial mortgage loans; and (3) credit card processing programs. In some cases a traditional bank will offer to provide commercial financing but will attach excessively stringent terms and covenants. In other cases a traditional bank will decline the commercial financing outright, perhaps because they do not even provide business financing to the commercial borrower’s particular instry. In either case, the commercial borrower is likely to benefit by Thinking Outside the Bank”.
As I noted in an earlier commercial financing article, in many non-competitive business financing situations it is not unusual for a local traditional bank to impose harsher commercial financing terms than would typically be seen in a more competitive business financing market. Such traditional banks routinely take advantage of a relative lack of other commercial lenders in their local market. An appropriate response by commercial borrowers is to seek out non-bank commercial financing options. It is neither necessary nor wise for commercial borrowers to depend only upon local traditional banks for commercial financing solutions. For most commercial financing situations, a non-local and non-bank commercial lender is likely to provide improved business financing terms because they are accustomed to competing aggressively with other commercial lenders.

COMMERCIAL FINANCING EXAMPLE ONE - THINK OUTSIDE THE BANK
Business Cash Advance and Credit Card Receivables Programs

Most businesses that accept credit cards in their business will qualify for a business cash advance with their credit card receivables. Traditional banks will typically be very poor candidates to consider if a business needs assistance with credit card factoring and business cash advances. Because even thriving businesses frequently need more cash than they can borrow from a bank, it can be of critical importance for a business to Think Outside the Bank” and locate non-traditional lenders to assist with this commercial financing need.

COMMERCIAL FINANCING EXAMPLE TWO - THINK OUTSIDE THE BANK
Commercial Mortgage Loans

Two of the most common commercial financing difficulties experienced by commercial borrowers can be avoided if they Think Outside the Bank”. The first commercial financing situation is the prevailing practice of traditional banks to avoid most special purpose properties (such as funeral homes and churches). The second commercial financing situation is the typical practice of most commercial banks to attach balloon and/or recall provisions to their commercial loans (which means that the bank can require early repayment of the commercial loan under various conditions). Both of these undesirable commercial financing situations can usually and easily be avoided by considering a non-traditional and non-bank lender.

COMMERCIAL FINANCING EXAMPLE THREE - THINK OUTSIDE THE BANK
Credit Card Processing Programs

The choice of an appropriate credit card processing service can be instrumental in improving the profitability of businesses with a high volume of credit card activity. The analysis of credit card processing providers can be effectively combined with the credit card factoring and credit card receivables process described above. In assessing a business cash advance program, it is frequently possible to simultaneously arrange for a substantial improvement in the merchant’s credit card processing program. Because traditional banks are usually not competitive in providing assistance with credit card factoring, it is equally likely that a non-traditional lender will be the primary source of effective and competitive help with credit card processing.

A closing commercial financing thought: I have written an earlier commercial financing article about commercial lenders to avoid. It should be noted that there are in fact both traditional and non-traditional (non-bank) lenders which should be avoided. So when commercial borrowers Think Outside the Bank”, it is still of critical importance that they are prepared to avoid a wide variety of problematic non-traditional commercial lenders in their search for viable commercial financing, especially when it involves business cash advance (credit card receivables and credit card factoring) programs, credit card processing services and commercial real estate financing.

商业融资解决方案-比如银行外
2007年7月由Stephen布什
商业融资的借款人可能会认为,传统的银行是他们的最佳来源的商业融资。然而,由于大多数传统银行侧重于少数设立工业,非传统(非银行)和非本地商业银行应考虑大多数商业融资的情况。因此,建议商业融资战略(如本文中讨论)是跳出本行“ 。
有几个商业融资情况下,商业借款人常常发现,非传统的商业银行将能够更好地提供的条件更有利的商业借款人: ( 1 )商业透支现金和信用卡保理业务程序; ( 2 )商业按揭贷款;和( 3 )信用卡处理程序。在某些情况下,传统的银行将提供商业融资,但附加条件过于严格和盟约。在其他情况下,传统的银行将下降彻底的商业融资,这可能是因为他们甚至不提供商业融资,商业借款人的特定行业。在这两种情况下,商业借款人可能会受益于银行外思考“ 。
正如我在较早的商业融资的文章,在许多非竞争企业融资情况下,它并没有什么不寻常的地方传统的银行实行更加严厉的商业融资条件比通常被视为在一个更具竞争力的企业融资市场。这种传统的银行通常利用相对缺乏其他商业银行在其当地市场。作出适当的反应是由商业借款人寻求非银行的商业融资方案。这是既无必要,也明智的商业借款取决于只有在当地传统的商业银行融资解决方案。对于大多数商业融资的情况下,非本地和非银行的商业银行有可能提供更好的企业融资条件,因为他们所熟悉的竞争积极与其他商业银行。

商业融资比如-比如银行外
企业现金和信用卡应收帐款程序

大多数企业认为接受信用卡将在其业务资格的商业现金透支的信用卡应收款。传统的银行通常会是非常贫穷的候选人,以考虑是否需要援助业务与保理业务和信用卡业务现金垫款。因为即使是蓬勃发展的企业往往需要更多的现金,他们可以比银行贷款,它可以是极其重要的商业银行外的思考“ ,并找到非传统的贷款,以协助这个商业融资的需要。

商业融资两名-比如银行外
商业按揭贷款

两个最常见的商业融资遇到困难的商业贷款,可避免如果他们认为银行外“ 。第一商业融资情况是普遍存在的做法,传统的银行,以避免最特殊用途性质(如殡仪馆和教堂) 。第二商业融资的情况是典型的做法,大多数商业银行的重视气球和/或召回规定的商业贷款(这意味着银行可以要求提前偿还的商业贷款不同条件下) 。这两种不良商业融资的情况,通常可以很容易地避免和审议了非传统和非银行贷款。

商业融资例3 -比如银行外
信用卡处理程序

选择一个适当的信用卡处理服务,可有助于改善企业的盈利与大量的信用卡活动。分析信用卡处理供应商,才能有效地结合信用卡保理业务和信用卡应收款上述进程。在评估企业现金透支程序时,它常常是有可能同时安排大大提高商家的信用卡处理程序。由于传统的银行通常是没有竞争力,在提供援助信用卡保理业务中,也同样可能是一个非传统的贷款将是主要来源的有效和有竞争力的帮助,信用卡处理。

闭幕商业融资认为:我已经写的早期商业融资文章商业银行,以避免。应当指出的是,事实上,传统和非传统(非银行)贷款,应加以避免。因此,当借款人跳出商业银行“ ,它仍然是至关重要的,它们准备,以避免各种问题的非传统的商业银行在寻求可行的商业融资,尤其是当它涉及业务现金透支(信用卡应收款和信用卡保理)程序,信用卡处理服务和商业房地产融资。

Ⅷ 求一篇中小企业融资问题的外文文献,外文全文+翻译中文。一千字左右,

易轩外文有,轻松解决.楼主加油.

Ⅸ 谁有关于大学生创业融资问题研究有关的外文文献及翻译,至少3000汉字的,麻烦帮下忙,谢谢大家了!!

看中文版的外国教材吧。去dangdang 找, 然后到verycd / sina 下载,